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Expat Insurance & Law

Insurance and legal-paperwork guides for NRIs and expat workers in the Gulf, US, UK, Canada and Australia: PBBY, term and health cover, visitor insurance, gratuity, wills and power of attorney, explained simply and linked to official sources. General information, not legal or insurance advice.

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DIFC Will for Non-Muslim Expats: Types, Fees and Steps

on November 12, 2026

DIFC Will Estate Planning NRI Legal Succession Law UAE Wills

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DIFC Wills: 2026 Guide to Types, Fees and Registration

on November 12, 2026

Estate Planning Gulf Workers UAE Wills Wills

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NRI Will in India: 2026 Guide for Indian and Foreign Assets

on November 11, 2026

Estate Planning NRI Legal NRI Property Wills

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NRI Will in India: How to Make a Valid Will From Abroad

on November 11, 2026

Estate Planning NRI Legal NRI Will Succession Law UAE Wills

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Wrongful Termination UAE: 2026 Rights, Compensation, Steps

on November 10, 2026

Employee Rights Gulf Workers MoHRE UAE Labour Law Wrongful Termination

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Employer Keeping Passport? Gulf Law and 6 Steps to Take

on November 10, 2026

Employee Rights Gulf Workers Indian Workers Passport Rights UAE Labour Law

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Qatar Gratuity Calculation 2026: Formula and 4 Worked Examples

Leaving a job in Doha after a few years? Before you sign the final settlement, do your own Qatar gratuity calculation . The end-of-service gratuity is often the single biggest payment a Gulf worker receives, and small mistakes, such as using the wrong salary figure or ignoring part years, can cost you weeks of pay. This guide explains the legal minimum under Qatar's Labour Law No. 14 of 2004, the exact formula, four worked examples in Qatari riyals (QAR), the situations where gratuity can be lost, and what to do if your employer pays less. It is written for Indian and other expat workers in hotels, construction, retail and offices, and every rule below was checked against the law text and ILO guidance on 8 November 2026. Please note: this article is general information, not professional legal or insurance advice. Rules change, so check the official sources linked below or speak to a qualified professional before you decide. Read our disclaimer . Table of contents What Qa...

Visitor Insurance for Parents: 2026 Guide for 4 Countries

Bringing your mother and father to see your new home in New Jersey, Toronto, London or Sydney is a proud moment. A single hospital visit can turn it into a financial shock, especially in the US. Visitor insurance for parents is a short-term health policy that pays for emergency treatment while they are with you. This guide explains what to buy for each country, how pre-existing conditions are handled, and the claim mistakes to avoid. Policies and visa rules change, so always check the official pages linked here. Please note: this article is general information, not professional legal or insurance advice. Rules change, so check the official sources linked below or speak to a qualified professional before you decide. Read our disclaimer . Table of contents Why visitor insurance for parents matters Visitor insurance for parents: country rules Comprehensive vs fixed-benefit plans Pre-existing conditions and parents over 70 How to buy visitor insurance for parents in 6 steps...

Health Insurance for NRI Parents in India: 9 Things to Check

When you work in the Gulf, the UK, the US, Canada or Australia, a hospital bill for your mother or father back home can be the most stressful phone call you get. Buying health insurance for NRI parents is one of the best ways to protect both your parents and your savings. The rules changed a lot in 2024, when the Insurance Regulatory and Development Authority of India (IRDAI) issued a master circular that removed the old age limit, shortened waiting periods and set strict deadlines for cashless claims. This guide explains what changed, the nine things to check before you pay a premium, and the free government cover now available to parents aged 70 and above. Please note: this article is general information, not professional legal or insurance advice. Rules change, so check the official sources linked below or speak to a qualified professional before you decide. Read our disclaimer . Table of contents Can an NRI buy health insurance for parents in India? What IRDAI changed ...

UAE Health Insurance: What Employers Must Provide in 2026

If you work in the private sector in Dubai, Abu Dhabi, Sharjah or any other emirate, your employer now has to give you medical cover. UAE health insurance for employees used to depend on which emirate you lived in. Since 1 January 2025, the federal government has made it a condition for issuing or renewing residence visas everywhere in the country. This guide explains what employers must provide, what the basic plan covers and costs, how Dubai and Abu Dhabi rules differ, and whether an employer can deduct the premium from your salary. It is based on the official UAE government portal (u.ae), Dubai's health insurance law and the Dubai Health Authority's ISAHD FAQ, all opened on 3 November 2026. Please note: this article is general information, not professional legal or insurance advice. Rules change, so check the official sources linked below or speak to a qualified professional before you decide. Read our disclaimer . Table of contents Is UAE health insurance mandat...

UAE Gratuity Calculation 2026: Formula + 3 Worked Examples

End-of-service gratuity is often the biggest single payment a worker receives in the Emirates. Yet many hotel, retail and construction staff leave without checking the number. This UAE gratuity calculation guide shows the formula in the UAE Labour Law, the rules that change the result, and three worked examples you can copy with your own salary. It applies to private-sector employees on the mainland and in most free zones under Federal Decree-Law No. 33 of 2021. DIFC staff follow a different scheme, explained below. Please note: this article is general information, not professional legal or insurance advice. Rules change, so check the official sources linked below or speak to a qualified professional before you decide. Read our disclaimer . Table of contents The UAE gratuity calculation formula Daily wage: the step that changes the answer UAE gratuity calculation: 3 worked examples What changed under the new UAE Labour Law UAE gratuity calculation for free zones and DIF...

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